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Business Overhead Insurance

Business Overhead InsuranceBusiness overhead insurance is designed for members who own and operate their own business. If you couldn’t work for a period of time, who would pay your business expenses? Business overhead insurance provides you with enough coverage to maintain your business in the event of a short-term disability or reorder your affairs in the event of permanent disability.

Business overhead insurance reimburses your financial obligations or operating your business while you are disabled and unable to work. You can choose the amount of coverage that suits your needs. If you become disabled, it will pay a benefit equal to your eligible business expenses for the month, up to your chosen benefit amount. If your business has more than one owner, your Business Overhead Insurance will cover the portion of eligible expenses for which you are responsible.