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Income Disability/Replacement

Life is unpredictable and is full of shocks and surprises. Nobody knows what will happen the very next moment. Nothing is in our hands but we can be pre prepared for all the coming situations. This needs a proper planning, awareness and guidance. There are various policies that are there to help us during all bad times but they go unnoticeable.

Income Disabillity ReplacementDisability insurance provides you with an income to help you meet your financial obligations and maintain your lifestyle if you become disabled.

If you become disabled, your ability to earn income may be compromised, and your ability to pay bills or save for retirement may decline. Our disability insurance plans are designed to help you meet your income requirements so you can concentrate on recovering from your disability and returning to an active life.

The peace of mind that income protection can provide is available for professionals, business owners, business executives, and full-time, part-time or home-based workers. Whether you need to secure your main source of income or to supplement the coverage you receive from your employer or an association, we can help by providing a comprehensive and portable plan you can rely on throughout your working years.

Disability insurance can provide you with financial security by replacing a portion of your earnings when an accident or illness causes you to become disabled and unable to work or earn an income.
Accidents and illnesses are a fact of life. They could happen to anyone at any time. Did you know that

  • 1 in 3 people, on average, will be disabled for 90 days or longer at least once before age 65.
  • The average length of a disability that lasts over 90 days is 2.9 years.

Both personal and business disability insurance solutions are available that offer flexibility and features to help bridge the gap between income and expenses during a disability.